Back to School: Saving Money on Supplies

Some practical advice for saving on back to school supplies from our friends over at LivingOnADime.com

 

Save Money on School Supplies
by Jill Cooper
http://www.LivingOnADime.com

I walked into Wal-Mart today and saw her standing there: a mom. She had two children sitting in her shopping cart, one walking beside it and another clinging to her leg. She had the look of a battle weary soldier, with her feet dragging and her shoulders slumped. Child #1 was punching child #3. Child #2 was begging for a toy and child #4 was doing the “potty dance”.

As she approached the main aisle of the store she looked up and saw the display there. Her face lit up. She smiled and straightened her shoulders. There was joy and hope shining from her like I had never seen before.

You may ask “What was on that display that caused this mom to break forth in song singing, “Oh, What a Beautiful Morning?” Was it spectacular jewelry or the latest in designer dresses? Oh, no no no! It was school supplies! For decades, moms everywhere have eagerly awaited the day when that first box of crayons and pack of notebook paper make their appearance.

For many, though, the first reaction of joy is quickly followed by a second reaction of pure dread. “How am I going to pay for all of this?” I sat last year and watched as a TV news reporter asked person after person at one store how much they had just spent for school supplies. I was shocked at the amounts people were spending. I couldn’t figure out what was going on. How could it cost $1000 for school supplies? Yes, you heard it right — $1000.

Basic supplies like crayons, pencils and notebook paper cost only about half the price of what they cost 20 years ago. In our school district, the basic items only costs around $15 and that includes an inexpensive backpack.

So what was the problem with the people on the news? Suddenly I noticed something interesting. Each person’s shopping cart wasn’t full of school supplies, it was full of clothes, shoes, and the latest in aerodynamic backpacks, some of which cost nearly as much as the first car my husband and I bought.

If you find that back to school preparation throws your finances out of balance, try these tips to help bring back to school costs back within your budget:

Make sure what you are buying is only what your children absolutely need and not simply what they want to make them “cool”. Expensive clothes, shoes, purses and lunch pails are not needs but wants. You don’t need to buy the best and most expensive backpacks in the world. One woman said that she paid $100 for her child’s backpack because she felt it would last longer. She was sure she got the better deal. She was proud that it lasted 3 years. Financially speaking, she could have bought two less expensive backpacks each year for three years and it still would have been cheaper than the one $100 backpack. More expensive isn’t always better.

If the school’s required supply list calls for a 24 count box of crayons, don’t buy a 96 count box. One teacher begged her parents to send only the 24 count box because the 24 box gives children some choice without overwhelming them. A five to eight year old can spend ages agonizing over what color to color something and too much choice slows things down in class.
Don’t buy everything at once. I have yet to understand how it could be that, the week before school starts, every child in the United States no longer has a stitch of clothing to wear and needs to have a whole new wardrobe. I think it is one of those traditions that we have followed for decades just because, as far as we can remember, it has always been done that way.

You have probably heard the story of the woman who always cut the ends off her ham before she baked it. When asked why she did that she said because her mom did it that way. When the mom was asked why she did it that way she said because her mom had done it that way, too. When grandma was asked the same question, she said “because I didn’t have a big enough pan and I had to cut it to make it fit”.

Years ago, most kids only had one or two outfits and those were generally work clothes. When they started school, they often got new school clothes because their clothes were actually worn out. They needed something a little better and something that wasn’t too small. Since they had gone barefoot all summer and winter was coming, many would get a new pair of shoes. So started a tradition. Most children now have reasonable clothes that they have been wearing all summer and can probably wear to school. If your children really need new jeans, get them one or two pairs now and then, in a month or so, buy them another pair.

So often we have an all or nothing mentality. I need gas, so instead of just putting in the $15 cash that I have in my pocket right now that would last a couple of days, I think I need to fill the tank and put it on my almost overloaded credit card. (Then later when I get the urge to buy a soda at a convenience store, I’ll rationalize “I’ve got the cash in my pocket, so I can afford it.”)

You don’t need to buy your children a year’s worth of clothes the week before school. I know there are a lot of good buys just before school, but if you have to charge them on a high interest credit card, they are no longer good buys.
Try to make do with what you already have. If the kids still have scissors from last year, reuse them. That goes for rulers, pencil boxes and other supplies, too. Go ahead and buy new crayons (they cost 20 cents a box here in back to school sales), folders and pencils. That way your children feel like they are getting something new.

If last year’s backpack is still good then reuse it. If your child wants something different, then use glue or fusible web and applique it with some fun trims and decorations. If they still insist that they need a new backpack, let them take their own money and buy one.

From A Reader

“Thank you for your article about back to school & buying school clothes. I had already purchased perfectly good clothes for my daughter this summer at garage sales, but like many others, was planning on buying “school clothes”. Why? I don’t know, because it’s just been one of those things people do without even considering why.”

“When I read that article, it was like a lightning bolt – of course, if the clothes she’s been wearing are in good condition, why go & buy more just because school is starting? You saved us a good deal of money, I’m sure, as well as many others who read that article. It’s all about changing the way we think about things – that’s the real key to saving money. Thanks again!”

-Chantelle H.

Jill Cooper and Tawra Kellam are frugal living experts and the authors of the Dining On A Dime Cookbook. Dining On A Dime will help you save money on groceries and get out of debt by cooking quick and simple homemade meals. For free tips & recipes visit http://www.LivingOnADime.com

Pin It

Gas Prices Are Climbing Higher – Not An Easy Time To Be A Mom-Chauffeur

We’re watching gasoline prices climb almost daily.  It’s hard to imagine where it will end up.  Many of the conservation methods are hard to put into play when you’re chauffeuring kids to school, from school, to lessons, to games, shopping, then home.  I know there are things I can do, like consolidate my trips, but truthfully, I’ve already done a lot of that.

It is definitely time to remind ourselves about some of the gas-saving measures we practiced during the last gas price hike.  We’re all guilty of letting our frugal behavior slide when it doesn’t affect our pocketbook.  Well, here we are again and it’s time to reexamine some basic gas saving strategies that are easy to implement.  Let’s take a look first at a few simple maintenance items that will help your car run efficiently, and therefore save on gas:

Inflate your tires to the proper level. This is one of the most overlooked gas saving tips.  Look for the psi rating (inflation level) marked on the side of the tire.  If you can’t find it there, check your owner’s manual.  If you are still stumped, stop at a full service gas station or a mechanics shop and they will help you.

Get a tune up. Sputtering engines, hot running engines, dirty air filters, and all that stuff means a car that’s struggling to run, therefore wasting gas.  Change the oil regularly, check the coolant/antifreeze levels, and all those things that help a car run smoothly.

Now look at the way you drive to see if you can cut down on your gas consumption even more.  Here are a few hints:

Plan your errands. We all drive our routes out of habit.  However, these routes may not be the most cost effective because they are not the shortest.  Take a look at your daily routes and see if there isn’t a  faster or shorter route that will save you time and gas.  Go ahead and get geeky and “map it!”

Rethink carpools. Network with other parents at your child’s school, piano lessons, soccer game, or where ever you have to drive.  You’ll be surprised how many other parents would love to share the ride.

Change your driving habits. All those “jack rabbit” starts burn gas.  Sitting in a line at the bank’s drive-thru burns gas.  Why not park and walk in?  Stop and think the next time you do something the same old way.

Driving isn’t always necessary. We may think we have to jump in the car every time we run an errand… but do we?  If your trip is only a half mile, a mile, or even two miles, that could very possibly be walking or biking distance.  Not only will you save gas on those short trips, you’ll improve your overall health.

Lighten your load. If you’re dragging around a car loaded up like an eighteen wheeler, you are burning a lot of gas to push that weight around.  Your car is not made to carry freight and your gas usage will show the stress.

Sometimes it takes a little common sense to keep your gasoline usage under control.  Sometimes you need a few tried and true strategies.  Drive smart with these tips, then shop smart by going online to find the cheapest gas in your area.  When you’re the chauffeur in the family, you need to use all the tips and ideas you can get to keep your car, and your family, running smoothly!

Thank you for stopping by to visit me here.  You’ll find even more frugal living tips at www.HillbillyHousewife.com.  Be sure to leave a comment when you can.  I love to hear from you.

Warmly,

Susanne – The Hillbilly Housewife
www.HillbillyHousewife.com

p.s.  If your current financial situation has you wondering how you’re going to make ends meet, you may need to find emergency money to get you through.  Click on this informative article to learn more:  Where Can I Get Emergency Money?

(gas pump graphic courtesy of:  

Pin It

9 Simple Ways to Save Money on Your Groceries

SHPlaceOfBusGrocery4It never fails, we budget for our groceries, but the bill always ends up being more. We underestimate, run out of things faster than expected and overall, everything is becoming just too darned expensive! To make things a little bit easier, here are 9 simple ways you can start saving money on your groceries.

1. Go with a List: Yes, I know…it’s a pretty obvious suggestion, but it’s amazing how effective it can be. You can purchase only what you need and avoid all the other yummy distractions of the grocery store.

2. Meal Planning: Planning your meals in advance makes it easier to get your list together and ensure you buy only exactly what you need. You can get help with your meal planning at Dine Without Whine AND they actually put your grocery list together for you too.

3. Eat Before You Go: Another classic tip. If you’re hungry, you’ll want to buy (and instantly eat) everything! Have a meal or good snack before you go to avoid impulse purchases.

4. Stock Up on Staple Items When They’re On Sale: If you see ketchup or your family’s favorite sauce on sale, stock up. Or if it’s a certain type of soup or frozen vegetable your family eats all the time, buy a bunch of it. As long as it doesn’t spoil and you have space to store it, you will save money in the long run. The nice thing about this is if you continue to stock up on a variety of items, you’ll have a nice pantry full of food at any given time.

5. Cook from Scratch More Often: Yeah, yeah…it sounds easier said than done, but it doesn’t have to be too complicated. It’s no secret that pre-packaged items and convenience foods come at a premium price. They save you time in preparation, but they eat up your budget and let’s face it, time IS money. Plus, if you’re using Tip #2 and planning your meals, cooking from scratch more often is a whole lot easier.

6. Comparison Shop Before You Leave Home: No, I’m definitely not suggesting you go from store-to-store looking for the best deal. That takes too much time. Check the flyers that come to your door and see who is offering the best deals on what you actually need. If you don’t have any flyers at your door, visit the store website as they generally post flyers online.

7. Use Coupons Sparingly: Sure, coupons offer a great deal, but most coupons you’ll find are for items you don’t really need or use. Resist the urge to think, “Wow, that’s a good deal” and search for coupons based on items you need to purchase instead.

8. Keep the Little Ones At Home: If you have young children that want everything that they see, it’s easy to get into the trap of buying items you don’t need, treats that aren’t healthy and become victim to other grocery store distractions. Keep the kids at home with Daddy (it’s a good bonding opportunity) or a relative. You can even swap grocery store shopping times with your neighbor. Not only will you save money, but you’ll save your sanity too!

9. Make Quick Stops for Fresh Ingredients: This may not be easy if you’re on a tight schedule, but if you can work it in, it can save you a bundle. One of the biggest culprits in grocery budgets gone bad is spoiled food. If your fruits, veggies and other perishable items are always going bad, consider shopping for them more frequently, but in smaller quantities and restrain yourself from buying items you don’t need. If you have any teenaged kids, this would be a great chore for them too.

There you go – 9 ways to save on groceries. But in order to make these tips work, you really need to have a plan in place. You need to know what your family needs and what you’ll be eating. To make your meal planning a whole lot easier, sign up for you 1 ¢ no-risk trial at Dine Without Whine. You and your grocery budget will be glad you did.

Pin It

Find Us On

Let's Get Social!