There are so many ways to preserve food for future use that are easy and cheap. Whether you shop at the grocery store for great loss leader deals, grab a bushel of something at the local farmer’s market or pick your own berries from the backyard, you can stretch that savings and make it last throughout the year. Americans have gotten out of the habit of preserving their produce by letting mega food conglomerates do the work for them. In {Read More}
The cost of food seems to go up in price every trip to the grocery store. Shopping the ads, using coupons and stocking up on the loss leaders is a great way to save money but what do you do with all that food once you get home. There are many ways to make those ingredients go even further. Tuna Melt: The classic go-to inexpensive dinner of a tuna sandwich with American cheese, toasted under the broiler. Eggs: Cheaper by {Read More}
Kids are expensive and keeping them entertained in a tough economy can be a challenge for any parent. You don’t have to spend a ton of money to keep them from driving you crazy. If you are short on cash or short of ideas, try one of these low cost entertainment ideas. 1. Indoor Scavenger Hunt: Start by having everyone wear a cape or a funny hat. Create a list of 10-20 objects in your house that your kids would {Read More}
Trimming the fat from you budget does not mean that you need to make sacrifices as a family. In fact, there are many ways to reduce your expenses while still living a fun lifestyle. 1. Pay a numbers game with your credit cards and loans. If your minimum payment is $26, can you bump it to $30 without feeling the pinch or forfeiting a latte? If a loan or car payment is $427, can you get in the habit of {Read More}
The first thing that pops in everyone’s mind when they start thinking about cutting unnecessary expenses is no more lattes from Starbucks. Why people pick on Starbucks is confusing. One $4 latte every Friday as a treat for a job well done will not sink a well-planned budget nor will it pay off credit card bills. Sometimes you need that little pat on the back to make it another week and caffeine is a necessity for some of us. Instead {Read More}
Children may eat you out of house and home but they grow out of their clothes even faster. Resourceful parents know how to save hand-me-downs for younger children but where do they get the clothes in the first place? How can you save money when clothes are so expensive and kids always want name brand? 1. Online Sales:The best part of online sales in the complete lack of emotion. It’s a computer screen; you can’t get caught up in the {Read More}
Sometimes it seems like all the money-saving strategies we hear about are so big and involved. But, that doesn’t necessarily have to be true. Yes, big cuts in spending yield big rewards, but the simple things we do are sometimes the best ways to save money. Why? Because the simpler the method for saving, the more likely we are to actually do it. You may not see a lot of money saved in any one small step, but the pennies {Read More}
You and your spouse have come to an agreement on the family budget. Part of that budget and part of your goal as a family is to have a regular savings program and save for high-priced items. The plan sounds great but how you go about implementing the plan is another issue altogether. The task seems quite difficult and overwhelming. The key to remember to help you get started saving is to start small. Take small steps to start getting {Read More}
Most young adults do not think about retirement too much. This is definitely the case with young teenagers as well. However, it does not change the fact that we all will grow older and that retirement day will fast approach. It stands to reason that we are never too young to start planning for retirement and part of that plan is to start saving money and getting a good return on the investment of what is saved. Just think about {Read More}
If you’re a last-minute shopper during the holiday season, you’ve no doubt fallen victim to sky-high prices of gift items. During the holidays, it’s a well-known fact that department stores and shop owners hike up their prices to take advantage of the high demand. If you want to avoid spending huge amounts of money on items that aren’t that expensive in the first place, consider shopping off-season, particularly just after the holidays. During this time, prices go back to normal; {Read More}
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