Thursday, September 2, 2010

Pets Aren’t Cheap

July 15, 2008 by Tracy  
Filed under Frugal Living

Tips for Saving Money when you have Pets

Everyone loves pets. They are cute and cuddly, but they can also be expensive to care for. By learning a few money saving tips, you will ensure that your adorable family friend doesn’t leave you bankrupt.

The first way to save money is when choosing your pet. Think about what you can afford.

Fish, rats, birds, hamsters, guinea pigs, cats or dogs? Really examine your budget before making the leap to purchase your family pet. Some pets cost more initially, but are inexpensive to maintain. Others can cost little to obtain, but can be very expensive in the long-run. A pedigreed pet will usually cost more in the long run to care for.

Consider visiting an animal shelter. You’ll save money on the family pet. By visiting one of these places, you could very well be saving a pet’s life.

Once you bring your pet home, decide if they will be a household pet or an outdoor pet. Outdoor pets pick up more diseases. If the pet is to be indoors, have them spayed or neutered and de-clawed to preserve the furniture and the rugs. (Of course, this doesn’t apply to fish – they may be the frugal choice!)

Shop around for a veterinarian. Ask a few questions about their charges and what their services entail. Check with other friends who have pets for vet recommendations.

Get immunizations on a scheduled basis. Taking advantage of the required health precautions will prevent illness in the long run. Also, pet-proof your home so that they don’t ingest items that could make them sick or be potentially fatal. An emergency trip to the vet’s office can definitely impact your budget.

When you visit pet stores, sign up for their free promotions. Money-saving coupons and sample products will be sent to you in the mail. Join website communities to get free advice on pet care and more coupons and special discounts. And, be sure to shop around for items like flea medication. By shopping online, you can save big money compared to buying these supplies at your vet’s office.

Ask the store associates what kind or food would be best for your pet. Purchase pet food in bulk to save money. Don’t automatically go for the highest priced food, thinking that it is the best.

Pet insurance is a consideration for many. Before throwing your money away, though, read the policies and see if they are right for your pet needs. Pet insurance is expensive and may not cover the basic services that most people would need it for.

Pets can be a welcome addition to your household without emptying your pocket. Try a few of these tips to decrease the financial burden.


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